![]() If you bought an eligible item with your card and find a lower advertised price within 120 days of purchase, you could be eligible for reimbursement of the price difference. ![]() ![]() Other restrictions apply so be sure to read the fine print. There's a coverage maximum of $1,000 per loss and $25,000 per cardholder account per 12-month period. Mastercard purchase protection can cover eligible items bought with your card against damage or theft within 90 days of purchase. Regardless of whether you've got a World or World Elite version of the Capital One Walmart Rewards® Mastercard®†, you'll receive the following benefits: Purchase assurance World and World Elite Mastercard Benefits Capital One issues two versions of the card - a World Mastercard and a World Elite Mastercard - and the latter comes with more perks. Most store credit cards don't offer much in the way of additional features, but the Capital One Walmart Rewards® Mastercard®† actually comes with compelling benefits. Read more: The best travel credit cards Capital One Walmart Rewards Card Benefits and Features For instance, if you want to erase a $100 purchase or redeem for a $100 travel charge, you'd need 10,000 points. Your points are worth 1 cent apiece no matter how you use them. Travel through the Capital One Travel Portal.Cash back - as an account credit, during online checkout, to erase a previous purchase, or in the form of a check.With the Capital One Walmart Rewards® Mastercard®†, you'll have several options for redeeming points, and rewards don't expire as long as your account is open. If Capital One isn't able to approve you for the Capital One Walmart Rewards® Mastercard®† based on your credit score and other factors, it will automatically consider you for the lesser Walmart Rewards Card, which can only be used at Walmart and doesn't offer as generous an earning structure. There's no limit to the amount of cash back you can earn in any of these categories. 1% back on all other eligible purchases.2% back on the purchase of gift cards at Walmart (online, app, Walmart Pay, or in stores).2% back on purchases made at Walmart stores in the US and Puerto Rico, and at Walmart and Murphy USA gas stations.5% cash back on delivery or pickup purchases made through or the Walmart mobile app.The Capital One Walmart Rewards® Mastercard®† earns rewards in the form of points, although its earning structure is framed as cash back. Capital One Walmart Rewards Card Rewards Welcome BonusĪlthough it doesn't come with a traditional welcome bonus, new Capital One Walmart Rewards® Mastercard®† cardholders can earn 5% back in Walmart stores when using Walmart Pay (its branded mobile wallet) for the first 12 months of account opening. , or a flat-rate cash-back card like the Citi® Double Cash Card Otherwise, you'll likely do better with a credit card that earns bonus rewards across broader categories, like the Chase Freedom Flex℠ That said, this card really only makes sense if you spend a substantial amount on purchases. ![]() And if you're approved for the World Elite Mastercard version of the card, you'll receive even more perks, including cell phone protection. Cardholders also earn 2% back in Walmart stores, at Murphy USA and Walmart gas stations, and on restaurants and travel, and 1% back on all other eligible purchases.įor a no-annual-fee card, the Capital One Walmart Rewards® Mastercard®† comes with surprisingly good benefits, including purchase protection, price protection, and extended warranty. You can use it anywhere Mastercard is accepted, and it earns strong rewards in certain categories - including 5% cash back at (including pickup and delivery) with no cap. The Capital One Walmart Rewards® Mastercard®† doesn't quite fit the store credit card mold. This is one of the reasons why we normally recommend avoiding store credit cards. You could also end up getting stung by exorbitant fees and interest if you end up carrying a balance, because one drawback of store cards is that they are notorious for charging extremely high rates. While it can be tempting to apply for a store credit card to get a discount upfront, in many cases, the benefits of opening a store card are short-lived. Store credit cards are usually not the best option if you want to maximize credit card rewards based on your spending. Show Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down.
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